![]() ![]() To be honest, I haven’t found the tracking feature to be that useful (I prefer Mint’s dashboard for watching my retirement account grow). You can add a variety of accounts, for both budgeting and tracking. This is also good for anyone who feels uncomfortable sharing their bank account login information in spite of YNAB’s security measures. Personally, I linked mine for easy transaction importing, but since YNAB’s approach is all about being proactive, you can manually add a starting balance and each transaction. The first step is to add a bank account, which can be linked or unlinked. Y ou’re all set and ready to start budgeting. Then you’ll answer some questions about your circumstances and reasons for trying YNAB. ![]() Once you put in your email and create a password, you have to agree to the Terms of Service. I appreciated the fact that they didn’t ask for a credit card at sign-up. Your YNAB journey begins with a free 34-day trial. In addition to the app, YNAB is also a financial education company, with tons of useful blog articles and free workshops to help you use the app more efficiently and reach your goals. You can even do a budget restart if you need to (I did). In my experience, there’s a bit of a learning curve when you first start using YNAB, but it’s totally worth it to keep going. You’ll give every dollar a job and then adjust as needed between paydays/inflows of money. It’s also a lifestyle, as it requires you to take a proactive approach to budgeting. YNAB is a budgeting app/software program that can be used on a regular computer or mobile device.
0 Comments
Leave a Reply. |